Net Worth Calculator
Calculate your total net worth by adding assets and subtracting liabilities. Know your true financial position.
Total Assets
$365K
Total Liabilities
$175K
Net Worth
$190K
Debt-to-Asset Ratio: 47.9%
📈Assets (What You Own)
📉Liabilities (What You Owe)
Asset Breakdown
Financial Overview
Share Your Net Worth Journey
Track and share your financial progress!
Visual Breakdown
See pie charts of your assets and liabilities for clear financial picture.
Multi-Currency
Switch between $, £, ₹, A$ to calculate in your local currency.
Debt Ratio
Track your debt-to-asset ratio to measure financial health.
How to Use
Enter Assets
Add up everything you own — savings, investments, property, vehicles.
Enter Liabilities
Add all your debts — mortgage, loans, credit cards.
See Net Worth
Assets minus Liabilities equals your net worth.
Track Progress
Come back monthly to track your net worth growth.
The Formula
Net Worth = Total Assets - Total LiabilitiesFrequently Asked Questions
What is net worth?
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It's the single best measure of your financial health.
What should my net worth be at my age?
A common formula: Net Worth = (Age × Annual Income) / 10. At 30 earning $60K, target net worth is $180K. This is just a guideline — any positive net worth is good!
Is negative net worth bad?
It's common for young professionals with student loans or new homeowners. The key is that your net worth should be trending upward over time.
How often should I calculate net worth?
Monthly or quarterly is ideal. Tracking over time shows whether your wealth is growing or shrinking.
Should I include my home in net worth?
Yes, but use a realistic market value, not what you hope to sell it for. Some people track two numbers: total net worth and 'investable net worth' (excluding home).