PPF Calculator
Calculate your Public Provident Fund maturity amount, interest earned and year-wise balance growth.
🏦PPF Details
Total Invested
₹22.50 L
Interest Earned
₹18.18 L
Investment vs Interest
Year-wise Growth
Government Backed
PPF is a safe, government-backed savings scheme with guaranteed returns.
Tax Free Returns
PPF enjoys EEE tax status - exempt at all three stages.
Year-wise Breakdown
See detailed year-by-year growth of your PPF investment.
How to Use
Enter Yearly Amount
Set your annual PPF investment (max ₹1.5 lakh).
Set Interest Rate
Current PPF rate is 7.1% (updated quarterly by govt).
Choose Tenure
Minimum 15 years, extendable in blocks of 5 years.
View Maturity
See total corpus, interest earned and growth chart.
The Formula
A = P × [((1+r)^n - 1) / r]Frequently Asked Questions
What is PPF?
PPF (Public Provident Fund) is a long-term government savings scheme with attractive interest rates and tax benefits under Section 80C.
What is the current PPF interest rate?
The current PPF interest rate is 7.1% per annum (as of 2024), which is revised quarterly by the Government of India.
What is the minimum and maximum PPF investment?
Minimum annual investment is ₹500 and maximum is ₹1,50,000 per financial year.
Is PPF tax-free?
Yes, PPF has EEE (Exempt-Exempt-Exempt) tax status. Investment qualifies for 80C deduction, interest earned is tax-free, and maturity amount is tax-free.
Can I withdraw from PPF before maturity?
Partial withdrawal is allowed from the 7th year. You can withdraw up to 50% of the balance at the end of the 4th year or the preceding year, whichever is lower.
What happens after 15 years?
After 15 years, you can extend in blocks of 5 years with or without contributions, or withdraw the full amount.