🏠
EMI Calculator
Calculate your monthly EMI for home loan, car loan, or personal loan with detailed amortization schedule.
🏠Loan Details
₹25,00,000
₹50K₹5Cr
8.5%
1%30%
20 years
130 years
Monthly EMI₹21,696
Total Interest
₹27.07 L
Total Amount
₹52.07 L
Interest to Principal Ratio
108.3%
Payment Breakdown
Amortization Chart
Key Features
💰
Instant EMI
Get your monthly EMI instantly for any loan amount and tenure.
📊
Amortization Schedule
See year-by-year breakdown of principal and interest payments.
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All Loan Types
Works for home loan, car loan, personal loan, education loan.
How to Use
1
Enter Loan Amount
Set your total loan amount using the slider.
2
Set Interest Rate
Enter the annual interest rate offered by bank.
3
Choose Tenure
Select loan duration in years or months.
4
View EMI & Schedule
See monthly EMI, total interest and amortization.
Formula Used
EMI = P × r × (1+r)^n / ((1+r)^n - 1)P= Principal loan amount
r= Monthly interest rate (annual rate / 12 / 100)
n= Total number of monthly installments
Frequently Asked Questions
EMI (Equated Monthly Installment) is the fixed amount you pay every month to repay your loan. It includes both principal and interest components.