Lumpsum Calculator

Calculate returns on your one-time investment. See how your lump sum grows with the power of compound interest.

Calculate Lumpsum Returns

₹5,00,000
₹10K₹1Cr
12%
1%30%
10 Years
1 Yr40 Yrs
Total Invested₹5,00,000
Est. Returns₹10,52,924
Total Value₹15,52,924

Investment Breakdown

Growth Over Time

Growth Visualization

Beautiful area charts showing your investment growth over time.

Instant Calculation

Real-time results as you adjust your investment parameters.

Compound Interest

See the magic of compound interest on your one-time investment.

How to Use

1

Enter Amount

Set your one-time investment amount.

2

Set Return Rate

Choose expected annual return rate.

3

Choose Duration

Select investment duration in years.

4

View Results

See total returns with beautiful charts.

The Formula

A = P × (1 + r)^n
AFuture value of investment
PPrincipal (initial investment)
rAnnual interest rate (decimal)
nNumber of years

Frequently Asked Questions

What is lumpsum investment?

Lumpsum investment means investing a large amount of money at once, as opposed to SIP where you invest small amounts regularly.

Is lumpsum better than SIP?

Lumpsum can give better returns if you invest when the market is low. However, it's riskier because you're investing everything at once. SIP is safer for most investors.

What is a good return rate for lumpsum?

For equity mutual funds, 12-15% is realistic over long periods. For FDs, expect 6-8%. Always use conservative estimates for planning.