Inflation Calculator
See how inflation erodes your money's purchasing power over time. Calculate the future cost of goods and plan your investments accordingly.
📝Inflation Details
⚠️ Purchasing Power Lost
68.8%
in 20 years at 6% inflation
Today's ₹100,000 will feel like
₹31.2K
in 20 years
You'll need
₹3.21 L
to buy the same things
Inflation's Impact Over Time
Purchasing Power
See how much your money will actually be worth in future years.
Country Presets
Quick presets for India, US, UK, and Australia inflation rates.
Visual Impact
Chart showing the growing gap between nominal and real value.
How to Use
Enter Amount
Set the amount you want to check against inflation.
Set Inflation Rate
Use country presets or enter a custom inflation rate.
Choose Period
Select how many years into the future.
See the Impact
View purchasing power loss and future cost equivalent.
The Formula
Future Value = Present Value × (1 + inflation)^yearsFrequently Asked Questions
What is inflation?
Inflation is the rate at which prices increase over time, reducing the purchasing power of money. If inflation is 6%, something costing ₹100 today will cost ₹106 next year.
How does inflation affect my savings?
If your savings earn less than the inflation rate, you're actually losing money in real terms. Your bank account balance grows, but it buys less. This is called 'inflation risk'.
What is the current inflation rate?
India: ~5-6%, US: ~3%, UK: ~3-4%, Australia: ~3-4% (as of 2026). Rates vary and are updated monthly by each country's statistics bureau.
How do I beat inflation?
Invest in assets that grow faster than inflation: stocks (10-12%), real estate, equity mutual funds. Bank savings accounts (3-4%) typically lose to inflation.
What is real return vs nominal return?
Nominal return is your raw investment return (e.g., 12%). Real return is nominal return minus inflation (e.g., 12% - 6% = 6% real return). Always think in real returns.