401(k) Calculator
Calculate how much your 401(k) will be worth at retirement. See the impact of employer match, compound growth, and salary increases.
💰Your 401(k) Details
2026 limit: $23,500/yr (under 50) | $31,000/yr (50+)
You Put In
$453K
Employer Match
$136K
Growth
$2.28M
Free Money from Employer
$136K 🎁
That's money you'd lose by not contributing!
Where Your Money Comes From
401(k) Growth Over Time
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Key Features
Employer Match
See exactly how much free money you get from your employer's 401(k) match.
Compound Growth
Visualize how compound interest turns small contributions into a massive nest egg.
Salary Growth
Account for annual raises to see realistic long-term projections.
How to Use
Enter Age & Salary
Set your current age, retirement age, and annual salary.
Set Contributions
Enter your contribution percentage and your employer's match details.
Add Existing Balance
Include your current 401(k) balance for accurate projections.
View Retirement Wealth
See your total 401(k) value with detailed breakdown and growth chart.
Formula Used
FV = PV(1+r)^n + C × [((1+r)^n - 1) / r]