About AutoWealthLab

Our Vision

Most people make financial decisions using guesswork, sales pitches, or numbers from a friend of a friend. Our goal is to change that. We believe everyone — regardless of income, education, or where they live — deserves access to the same quality of financial modelling that was, until recently, only available to people who could afford a financial advisor.

AutoWealthLab was founded in 2024 with a single SIP calculator. Today we publish 30+ calculators covering retirement planning, loan amortization, tax estimation, and goal-based investing, alongside a growing library of educational articles. Every tool is free, requires no signup, and runs entirely in your browser.

We are not a broker, a mutual fund distributor, or a registered investment advisor. We do not earn commissions from any financial product. Our only revenue comes from display advertising, which has no influence on which calculators we build or what our content says.

How Our Calculators Are Tested & Verified

Every calculator on this site follows the same five-step review process before it goes live:

1. 1
   Formula selection. We use the industry-standard formula for each calculation — e.g., the reducing-balance EMI formula for loans, the CAGR formula for annualized returns, and the 4% rule variant for FIRE targets. Formulas are cross-checked against at least two independent sources (typically a major bank's published methodology and a regulatory or academic reference).
2. 2
   Numerical verification. Each calculator is tested with at least six input combinations — edge cases (zero rate, one-month tenure), realistic defaults, and boundary values — and the outputs are compared against hand-calculated results and at least one third-party calculator.
3. 3
   Assumption disclosure. Every calculator page lists the formula, the variables, and any default assumptions (e.g., "returns are compounded monthly" or "inflation is held constant"). We do not hide assumptions in footnotes.
4. 4
   Regulatory review. Tax-related calculators (GST, HRA, 401k, ISA, Superannuation) are reviewed whenever the relevant tax authority announces a change — typically annually in India (Union Budget), the US (IRS), the UK (HMRC), and Australia (ATO).
5. 5
   Reader feedback loop. Every calculator page includes a contact link. If a reader reports an error, we investigate within 5 business days and publish a correction if warranted.

Who Writes This Site

Editorial Independence

AutoWealthLab has no commercial relationships with banks, mutual funds, insurance companies, or brokerages. We do not accept paid placements in our calculator rankings or blog content. Any future sponsored content will be clearly labelled at the top of the page.

Our editorial team writes and reviews all published content. Where content is contributed by a guest author, that author's background and any potential conflicts are disclosed in the article.