FIRE Calculator
Calculate your Financial Independence, Retire Early number. Find out how much you need to achieve financial freedom.
Plan Your Early Retirement
Path to FIRE
FIRE Number
Calculate the exact corpus you need to retire early.
Inflation Adjusted
Accounts for inflation to give realistic future expenses.
Retirement Path
Visual chart showing your journey to financial independence.
How to Use
Enter Details
Set your age, expenses, and savings.
Set Rates
Choose return, inflation, and withdrawal rates.
Get FIRE Number
See exactly how much you need.
Track Path
View your journey to FIRE.
The Formula
FIRE Number = Annual Expenses / Withdrawal RateFrequently Asked Questions
What is FIRE?
FIRE stands for Financial Independence, Retire Early. It's a movement where people save and invest aggressively to achieve financial freedom and retire decades before traditional retirement age.
What is the 4% rule?
The 4% rule suggests you can safely withdraw 4% of your retirement portfolio each year without running out of money for at least 30 years.
How much do I need for FIRE?
A common formula is 25x your annual expenses. So if you spend ₹6 lakhs/year, you need ₹1.5 crore. But this should be adjusted for inflation.