CAGR Calculator
Calculate the Compound Annual Growth Rate of your investments. Find the annualized return rate for stocks, mutual funds, and real estate.
📈Investment Details
CAGR (Compound Annual Growth Rate)
28.47%
per year for 5 years
Absolute Return
250%
Total Gain
₹2.50 L
Growth Multiple
3.50x
CAGR Benchmarks
Growth Visualization
Annualized Returns
Convert any investment growth into a standardized annual rate for fair comparison.
Benchmark Compare
See how your CAGR compares against savings, FD, gold, and market indices.
Multi-Currency
Works with any currency — $, £, ₹, A$, €.
How to Use
Enter Start Value
Set the initial investment value.
Enter End Value
Set the current/final value of investment.
Set Duration
Enter the number of years.
View CAGR
See annualized growth rate and benchmarks.
The Formula
CAGR = (End Value / Begin Value)^(1/n) - 1Frequently Asked Questions
What is CAGR?
CAGR (Compound Annual Growth Rate) is the rate at which an investment would have grown if it grew at a steady rate every year. It smooths out volatility to give one clean annual number.
How is CAGR different from average return?
Average return simply averages yearly returns. CAGR accounts for compounding. If you gain 50% then lose 50%, average return is 0% but CAGR is -13.4% (which is the reality).
What is a good CAGR?
Depends on the asset: Savings (3-4%), FD (6-7%), Gold (8-10%), Equity Index (10-13%), Small Caps (14-18%). A CAGR beating inflation by 5%+ is considered good.
Can CAGR be negative?
Yes, if your ending value is less than beginning value. A negative CAGR means your investment lost money on an annualized basis.
Is CAGR the best return metric?
CAGR is great for comparing investments of different durations. But it hides volatility — two investments with same CAGR can have very different risk. Use alongside standard deviation.