SWP Calculator

Plan your Systematic Withdrawal Plan. Know how long your investment will last with regular monthly withdrawals.

Plan Your Withdrawals

₹50,00,000
₹1L₹5Cr
₹30,000
₹1K₹5L
8%
1%20%
20 Years
1 Yr40 Yrs
Total Withdrawn₹72,00,000
Remaining Balance₹69,63,401
Total Returns Earned₹91,63,401

Withdrawal vs Remaining

Balance Over Time

Balance Tracking

See how your investment balance changes over time with withdrawals.

Withdrawal Planning

Plan exact monthly income from your investments.

Returns on Remaining

Your remaining balance continues to earn returns while you withdraw.

How to Use

1

Enter Investment

Set your total invested amount.

2

Set Withdrawal

Choose monthly withdrawal amount.

3

Set Return Rate

Expected return on remaining balance.

4

See Plan

View how long your money will last.

The Formula

Balance = (Prev Balance × (1 + r)) - W
rMonthly return rate
WMonthly withdrawal amount

Frequently Asked Questions

What is SWP?

SWP (Systematic Withdrawal Plan) allows you to withdraw a fixed amount regularly from your mutual fund investment while the remaining balance continues to earn returns.

Is SWP good for retirement?

Yes! SWP is one of the best ways to generate regular income during retirement while keeping your principal invested.